Extra Help (Low Income Subsidy) is a program that can help lower your costs for Medicare Part D prescription drug coverage.
HICAP can help you apply: HICAP counseling locations.
You can also apply directly through Social Security: www.ssa.gov/medicare/prescriptionhelp
Depending on the level of Extra Help that you’re eligible for you’ll receive the following benefits:
- $0 or reduced premium on your prescription drug plan
- $0-$74 deductible on your drug plan
- No coverage gap
- Low co-payments ($2.95 generics, $7.40 brand) or reduced (15%) coinsurance on your medications
- Can change Part D plan or Medicare Advantage plan monthly
If you first qualify for Extra Help in July or after, it will be good for the rest of that year as well as the following year.
Please see the following chart for more information about the various levels of Extra Help and the benefits for each.
Go here for a printable version. It is in PDF format and you will need Adobe Acrobat to open it.
Please be patient if the charge doesn’t load immediately. It is large. The chart is two pages. Use the gray scroll bar on the chart to see both pages.